Property Ownership, Reinvented for NRIs
For decades, real estate has been a top choice for NRIs investing in India — but it hasn't always been easy. High ticket sizes, legal complexities, and maintenance worries have held many back. Enter: Fractional Real Estate.
It’s making property investing accessible, hassle-free, and smarter — and it’s changing the game for global Indians.
What is Fractional Real Estate?
Think of it like owning a piece of a premium property — but only the portion you need.
- Multiple investors co-own a high-value commercial/residential property.
- Each investor gets a share of rental income and capital appreciation.
- Entire asset is professionally managed (no tenant calls, no maintenance headaches).
📌 Example: Instead of spending ₹1.5 Cr on a full apartment in Gurgaon, Rahul (an NRI in the US) invests ₹15L in a fractional Grade-A office space — earning 8–10% annual yield.
Why is it Perfect for NRIs?
- Lower Entry Barrier: Start with ₹10–25 lakh instead of crores .
- Completely Passive: No need to manage property on your own.
- Repatriation Friendly: Income and sale proceeds can be routed through NRE/NRO.
- Diversification:Invest in multiple cities and asset types.
How Returns Work
- Rental Yields: Typically 7–10% annually from commercial leases.
- Capital Gains: Shared when the property is sold (3–5 years horizon).
- Tax Benefits: Professional structures often optimize taxation under DTAA.
🧠 Pro Tip: Combine fractional ownership with mutual funds or bonds to balance liquidity and returns.
Risks to Keep in Mind
- Property liquidity can be slower than mutual funds.
- Must evaluate the asset manager/platform's credibility.
- Real estate cycles affect returns.
Wyizer’s Role in Your Real Estate Journey
At Wyizer, we:
- Curate vetted fractional real estate opportunities.
- Ensure legal due diligence and investor protection.
- Align real estate picks with your financial plan.
- Combine AI suggestions with human expertise to find your ideal mix.
Final Thoughts
Fractional real estate bridges the gap between traditional property ownership and modern, global investing. For NRIs, it offers the best of both worlds — tangible Indian assets with global convenience.
👉 [Explore Real Estate Opportunities with Wyizer] or [Speak with a Property Advisor].
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